Fees private customers
Setup
| Activation fee | 39,00 € |
| Card top up | free of charge |
| PostIdent process (legitimation) | free of charge |
| Mastercard with custom design | 19,00 € |
| Individual PIN | free of charge |
| Shipping cost plastic card | free of charge |
Card and Account usage
| Monthly account maintenance fee | 9,90 € |
| Mastercard transactions | free of charge |
| Cash withdrawals at ATMs (1 per month free of charge, from 2.) * | 5,95 € |
| Incoming transfers (5 per month free of charge, from 6.) | 0,50 € |
| Conversion of foreign currencies ** | 2% |
| Bank transfers | 0,50 € |
| Direct debits | 0,60 € |
| Fee SmsTAN *** | 0,10 € |
| Setup per standing order/date transfer | 1,50 € |
| Setup garnishment protection | free of charge |
| Card replacement | free of charge |
| Top-up limit increase (per month) | 10,00 € |
| Check credit (per check) | 3,00 € |
| Return transfer upon end of contract or card cancellation | free of charge |
| Investigation fee upon end of contract or card cancellation | 15,00 € |
Administration
| Personal online access | free of charge |
| Banking app | free of charge |
| HBCI access | free of charge |
| Email notification with each transaction | free of charge |
| Change personal data (Adress, mobile phone number, eMail) | free of charge |
All fees are VAT-exempt and will be charged against your card balance upon due-date.
* Additional fees by ATM owners may apply and will be charged simultaneously with the withdrawal amount.
** When converting foreign currencies, the respective exchange rate from the day before the booking is used as a base.
*** Only applies to the use of SmsTAN and is charged per successfully completed payment order. This fee does not apply when using PushTAN.
* Additional fees by ATM owners may apply and will be charged simultaneously with the withdrawal amount.
** When converting foreign currencies, the respective exchange rate from the day before the booking is used as a base.
*** Only applies to the use of SmsTAN and is charged per successfully completed payment order. This fee does not apply when using PushTAN.
Fees business customers
Setup
| Activation fee | 39,00 € |
| Setting up a business account (only one time) | 60,00 € |
| Card top up | free of charge |
| PostIdent process (legitimation) | free of charge |
| Mastercard with custom design | 19,00 € |
| Individual PIN | free of charge |
| Shipping cost plastic card | free of charge |
Card and Account usage
| Monthly account maintenance fee | 9,90 € |
| Mastercard transactions | free of charge |
| Cash withdrawals at ATMs (1 per month free of charge, from 2.) * | 5,95 € |
| Incoming transfers (5 per month free of charge, from 6.) | 0,50 € |
| Conversion of foreign currencies ** | 2% |
| Bank transfers | 0,50 € |
| Direct debits | 0,60 € |
| Fee SmsTAN *** | 0,10 € |
| Setup per standing order/date transfer | 1,50 € |
| Setup garnishment protection | free of charge |
| Card replacement | free of charge |
| Top-up limit increase (per month) | 10,00 € |
| Check credit (per check) | 3,00 € |
| Return transfer upon end of contract or card cancellation | free of charge |
| Investigation fee upon end of contract or card cancellation | 15,00 € |
Administration
| Personal online access | free of charge |
| Banking app | free of charge |
| HBCI access | free of charge |
| Email notification with each transaction | free of charge |
| Change personal data (Adress, mobile phone number, eMail) | free of charge |
All fees are VAT-exempt and will be charged against your card balance upon due-date.
* Additional fees by ATM owners may apply and will be charged simultaneously with the withdrawal amount.
** When converting foreign currencies, the respective exchange rate from the day before the booking is used as a base.
*** Only applies to the use of SmsTAN and is charged per successfully completed payment order. This fee does not apply when using PushTAN.
* Additional fees by ATM owners may apply and will be charged simultaneously with the withdrawal amount.
** When converting foreign currencies, the respective exchange rate from the day before the booking is used as a base.
*** Only applies to the use of SmsTAN and is charged per successfully completed payment order. This fee does not apply when using PushTAN.
Fees commercial customers
Setup
| Activation fee | 39,00 € |
| Setting up a commercial account (only one time) | 19,00 € |
| Card top up | free of charge |
| PostIdent process (legitimation) | free of charge |
| Mastercard with custom design | 19,00 € |
| Individual PIN | free of charge |
| Shipping cost plastic card | free of charge |
Card and Account usage
| Monthly account maintenance fee | 9,90 € |
| Mastercard transactions | free of charge |
| Cash withdrawals at ATMs (1 per month free of charge, from 2.) * | 5,95 € |
| Incoming transfers (5 per month free of charge, from 6.) | 0,50 € |
| Conversion of foreign currencies ** | 2% |
| Bank transfers | 0,50 € |
| Direct debits | 0,60 € |
| Fee SmsTAN *** | 0,10 € |
| Setup per standing order/date transfer | 1,50 € |
| Setup garnishment protection | free of charge |
| Card replacement | free of charge |
| Top-up limit increase (per month) | 10,00 € |
| Check credit (per check) | 3,00 € |
| Return transfer upon end of contract or card cancellation | free of charge |
| Investigation fee upon end of contract or card cancellation | 15,00 € |
Administration
| Personal online access | free of charge |
| Banking app | free of charge |
| HBCI access | free of charge |
| Email notification with each transaction | free of charge |
| Change personal data (Adress, mobile phone number, eMail) | free of charge |
All fees are VAT-exempt and will be charged against your card balance upon due-date.
* Additional fees by ATM owners may apply and will be charged simultaneously with the withdrawal amount.
** When converting foreign currencies, the respective exchange rate from the day before the booking is used as a base.
*** Only applies to the use of SmsTAN and is charged per successfully completed payment order. This fee does not apply when using PushTAN.
* Additional fees by ATM owners may apply and will be charged simultaneously with the withdrawal amount.
** When converting foreign currencies, the respective exchange rate from the day before the booking is used as a base.
*** Only applies to the use of SmsTAN and is charged per successfully completed payment order. This fee does not apply when using PushTAN.