Fees private customers


Setup

Activation fee 39,00 €
Card top up free of charge
PostIdent process (legitimation) free of charge
Mastercard with custom design 19,00 €
Individual PIN free of charge
Shipping cost plastic card free of charge

Card and Account usage

Monthly account maintenance fee 9,90 €
Mastercard transactions free of charge
Cash withdrawals at ATMs (1 per month free of charge, from 2.) * 5,95 €
Incoming transfers (5 per month free of charge, from 6.) 0,50 €
Conversion of foreign currencies ** 2%
Bank transfers 0,50 €
Direct debits 0,60 €
Setup per standing order/date transfer 1,50 €
Setup garnishment protection free of charge
Card replacement free of charge
Top-up limit increase (per month) 10,00 €
Check credit (per check) 3,00 €
Return transfer upon end of contract or card cancellation free of charge
Investigation fee upon end of contract or card cancellation 15,00 €

Administration

Personal online access free of charge
Banking app free of charge
HBCI access free of charge
Email notification with each transaction free of charge
Change personal data (Adress, mobile phone number, eMail) free of charge
All fees are VAT-exempt and will be charged against your card balance upon due-date.

* Additional fees by ATM owners may apply and will be charged simultaneously with the withdrawal amount.

** When converting foreign currencies, the respective exchange rate from the day before the booking is used as a base.

Fees business customers


Setup

Activation fee 39,00 €
Setting up a business account (only one time) 60,00 €
Card top up free of charge
PostIdent process (legitimation) free of charge
Mastercard with custom design 19,00 €
Individual PIN free of charge
Shipping cost plastic card free of charge

Card and Account usage

Monthly account maintenance fee 9,90 €
Mastercard transactions free of charge
Cash withdrawals at ATMs (1 per month free of charge, from 2.) * 5,95 €
Incoming transfers (5 per month free of charge, from 6.) 0,50 €
Conversion of foreign currencies ** 2%
Bank transfers 0,50 €
Direct debits 0,60 €
Setup per standing order/date transfer 1,50 €
Setup garnishment protection free of charge
Card replacement free of charge
Top-up limit increase (per month) 10,00 €
Check credit (per check) 3,00 €
Return transfer upon end of contract or card cancellation free of charge
Investigation fee upon end of contract or card cancellation 15,00 €

Administration

Personal online access free of charge
Banking app free of charge
HBCI access free of charge
Email notification with each transaction free of charge
Change personal data (Adress, mobile phone number, eMail) free of charge
All fees are VAT-exempt and will be charged against your card balance upon due-date.

* Additional fees by ATM owners may apply and will be charged simultaneously with the withdrawal amount.

** When converting foreign currencies, the respective exchange rate from the day before the booking is used as a base.

Fees commercial customers


Setup

Activation fee 39,00 €
Setting up a commercial account (only one time) 19,00 €
Card top up free of charge
PostIdent process (legitimation) free of charge
Mastercard with custom design 19,00 €
Individual PIN free of charge
Shipping cost plastic card free of charge

Card and Account usage

Monthly account maintenance fee 9,90 €
Mastercard transactions free of charge
Cash withdrawals at ATMs (1 per month free of charge, from 2.) * 5,95 €
Incoming transfers (5 per month free of charge, from 6.) 0,50 €
Conversion of foreign currencies ** 2%
Bank transfers 0,50 €
Direct debits 0,60 €
Setup per standing order/date transfer 1,50 €
Setup garnishment protection free of charge
Card replacement free of charge
Top-up limit increase (per month) 10,00 €
Check credit (per check) 3,00 €
Return transfer upon end of contract or card cancellation free of charge
Investigation fee upon end of contract or card cancellation 15,00 €

Administration

Personal online access free of charge
Banking app free of charge
HBCI access free of charge
Email notification with each transaction free of charge
Change personal data (Adress, mobile phone number, eMail) free of charge
All fees are VAT-exempt and will be charged against your card balance upon due-date.

* Additional fees by ATM owners may apply and will be charged simultaneously with the withdrawal amount.

** When converting foreign currencies, the respective exchange rate from the day before the booking is used as a base.
Imprint - Legal notices - News